3 in 1 credit reports

3 in 1 Credit Reports

A credit report is a set of records of your credit payment history. It's provided to companies and individuals by credit bureaus for purposes permitted by law, usually to grant you credit. The main purpose of a credit report is to help a credit granter decide whether to grant you credit based upon your credit payment history. A credit report is a report generated from your credit file (a database maintained by a credit report agency containing your credit history.) You can access a 3 bureau credit report and can check for inaccuracies without moving out of your home.

Sometimes errors intrude in to your credit report on account of many factors. Mistakes can prove to be costly if left unchecked. Did you know negative credit information on your credit reports can mean:

• Getting car loans and credit cards only at astronomical interest rates or only with a painfully high deposit
  


• Not being able to refinance your home mortgage to save tens of thousands of dollars
  


• Being rejected for life insurance
  


• Having the home of our dreams remain out of reach
  


• Being turned down as an undesirable tenant
  


• Even being turned down for a job (yes, prospective employers can legally check your credit report in many states)!
  

The simple solution for this problem is searching for 3 in 1 credit reports and getting one from your credit bureau. When creditors, landlords, and potential employers check your credit history, they can pull your credit report & credit score from any bureau(s). Some only check 1 bureau; some always check all 3. By checking all 3 yourself, you’ll be prepared no matter which bureau(s) they go to. With 3 in 1 credit reports, you can:

• View your credit history as reported by the three major credit reporting agencies with just one order
  


• Print the results for personal record keeping
  


• See a line-by-line comparison of your credit information from all three agencies